Homeownership Process

sweat equityApplication Process

Part 1: Applicant Information Meeting (AIM)


Part 2: Application to the Habitat Homeownership Program – Ability to Pay, Willingness to Partner, and Need

Part 3: Home Visit

Part 4: Committee Decision

Part 5: Board of Directors’ Approval


hand upHomeowner-In-Progress

Step 1: Partnership Agreement


Step 2: Sweat Equity


Step 3: Down payment

Step 4: Homeowner-in-Progress Classes


Step 5: Budgeting


Step 6: Construction on others’ homes first then YOUR Home – Building Together


Step 7: Loan Application


Step 8: Dedication of Home


Step 9: Closing